• Home
• Vacant Home Insurance Quote
• Articles
• FAQ
• About Us
• Contact Us

Specifications of "Best In Class" Vacant Home Insurance Programs:

Coverage Offered:
H03 policy wording (all risk coverage on the dwelling / replacement cost coverage at the time of claim)
Named Perils coverage on the contents if any items are left behind in the home.

Liability Insurance included at $100,000 with legal defense costs:
Additional liability coverage of up to $1,000,000 available on the vacant dwelling.
Legal defense costs included in the liability coverage

Deductible: Minimum deductible amount of USD 1,000 per occurrence.

Dwelling limits: Coverage limit of up to $1,250,000 per dwelling if requested.

Other structures coverage: Coverage equal to 10% of the dwelling limit.

Contents Limits: 10% of the dwelling limit up to $25,000. More contents coverage available upon request if items are remaining in the unoccupied home.

Earthquake:
Coverage limit of $1,000,000 per event.
Aggregate annual limit of $2,000,000 per master policy.
(Not available in all locations)

Flood:
Coverage limit of $1,000,000 per event.
Aggregate annual limit of $5,000,000 per master policy.
(Not available in all locations)

Windstorm or Hail:
Subject to a deductible equal to 2% of the dwelling coverage limit.
Dwellings located in high risk counties or cities are subject to a deductible equal to 5% of the dwelling coverage limit.

Territorial Limits: Home can be insured in the U.S., Canada, U.K. EU, Australia and in 50 other countries if approved insurers.

Alarm system: May be required by some insurance companies

» Return to Vacant Home Insurance Policies & Programs

Related Information: Vacant Homeowners Insurance Policy, Landlord / Tenant Policy, Differences Between Policies, Policy Features, Policy Specifications, Insurance Programs, Vacant Lot Insurance, Vacant Condo Insurance, Builders Risk Insurance | Boarded Home Insurance | Business Condo Insurance | Manufactured Home Insurance | Vacant Row Home Insurance | Vacant Townhome Insurance