Vacant Home Insurance, Vacant Building Insurance, Vacant Homeowners Insurance
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Vacant Home Insurance, Vacant Building Insurance, Vacant Homeowners Insurance

Who We Are:

Vacant Home Insurance Now is a provider of insurance policies for vacant homes, buildings, and properties. We are the premiere source for vacant home insurance policies. Not all insurance companies want to insure vacant homes -- but we do. We are able to offer comprehensive and specialized vacant home insurance coverage for your unique needs.

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Vacant Home Insurance For Empty Homes For Sale & Empty Apartments For Rent

If you have a home on the market that is waiting to be sold or an apartment sitting empty on the market that is waiting to be rented, you need vacant home insurance. Today (2009) there are many vacant homes and apartments on the market. This includes homes that are for rent as well as homes where the owners have left that are waiting for a sale. Even if the closing date is set and the home is ready to be sold, if the home has been vacant for any period of time (30 days in worst cases), you need some type of vacant home insurance.

There are few companies in the US that offer vacant dwelling insurance compared to the market for traditional homeowners insurance. Each insurance company and each policy is different, but many homeowners insurance companies deem if the home or property is empty or unoccupied for 30 to 60 days, the home is termed vacant. The reason for the vacant title is because of the percentage increase in chance of theft, vandalism, fire, water damage, and more without anyone in or around the house to alleviate the cause before it turns into a major problem where the insurance companies would need to get involved.

Even if you have an intricate system of light timers, house guests, and neighbors coming in to check on the property, the insurance companies will deem your house vacant if the primary homeowners are gone. If is the homeowners responsibility to tell the insurance company the home is vacant and talk about the options which will most likely be a termination of policy and advising the homeowner to look for vacant homeowners insurance.

If your apartment is empty or your home is empty, for whatever reason, you need vacant home insurance. If you have recently bought a property to "flip" it or are renovating it, you need vacant home insurance. It is always recommended that you contact your primary insurance company first and explain your situation then look for a homeowners insurance alternative that is specific for your vacant home situation.

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